Electrical Insurance Inspections In Edmonton - YEG Inspections

Electrical Insurance Inspections In Edmonton - YEG Inspections

licensed elcetrical inspector edmonton

Home insurance companies are becoming more and more stringent on issuing home insurance policies without a electrical inspection. Even if you have lived in your home for years or you are  just buying a new home to live in or for investment purposes.

An electrical insurance inspection  is a inspection of your electrical components of your home. This includes but is not limited too the electrical mast,  power meters, service panel, breakers, wiring, sub panels, outlets, switches and light fixtures. An electrical inspection will determine what components you have, the type of the components/materials used and their condition.


What Is A Electrical Insurance Inspection? And Why Do You Need One?

Home insurance companies are becoming more and more stringent on issuing home insurance policies without a electrical inspection. Even if you have lived in your home for years or you are  just buying a new home to live in or for investment purposes.

An electrical insurance inspection  is a inspection of your electrical components of your home. This includes but is not limited too the electrical mast,  power meters, service panel, breakers, wiring, sub panels, outlets, switches and light fixtures. An electrical inspection will determine what components you have, the type of the components/materials used and their condition.

Home insurance companies are requesting the above information as improper electrical components, improperly installed electrical components  and or old electrical parts can be dangerous and lead to many insurance claims.

 

inspecting an service panel

 

What Is Included In A YEG Inspections Electrical Inspection?

Once an appointment is set we will inspect your power supply, service panel, distribution wiring, outlets, switches, light fixtures, and junction boxes. An infrared image is also taken of the service panel.  You will receive a full written report with pictures to submit to your insurance company.  We also include in the report the impact of any located deficiencies and how to have them repaired. The written electrical report is often emailed same day, but sometimes is delivered early next day if inspection is late in the evening.

Contact YEG Inspections To Book Your Inspection   or call  780 952 5841

Items That Are Red Flags For Insurance Companies

Here is a list of electrical components that home  insurance companies  are looking for:

  • Knob and tube wiring – used primarily in homes built before 1930
  • Aluminum wiring – used primarily in homes and buildings from mid 1970’s to late 1980’s
  • DIY electrical installations – some home owner electrical installations  are dangerous and can lead to fires and electrocution
  • Insufficient height of electrical mast – Some older homes have main power lines to close to decks and driveways
  • Old Wiring And Service Panels –  some older brands of service panels and wiring are prone to failure. Federal Pacific service panels and breakers produced  prior to 1980 are a concern.
  • Incomplete or Abandoned wiring – some electrical projects are not terminated correctly after abandonment.
  • GFCI outlets – No GFCI outlets near a open water source or outside of the home or garage are concerns for the home insurance companies as lack of GFCI can lead to  shock or electrocution.
  • AFCI outlets  – All bedrooms now are required to have AFCI outlets, but older homes can be exempt if outlets are installed properly.
  • Improper labeling of service panel – electrical shock can happen if the right breaker is not shut off
  • Improper installation of service panel – double taps. wrong sized wiring for breakers, improperly secured wiring

If you need an insurance electrical inspection contact a qualified electrical contractor or YEG Inspections to book an appointment.

Contact YEG Inspections To Book Your Inspection   or call  780 952 5841

service panel edmonton